Retirement Planning

Plan your retirement,
the Canadian way.

CPP, OAS, GIS, RRSP, TFSA, estate planning — everything in one place, all connected.

Canadian retirement planning

See exactly how much money you'll have in retirement — including CPP, OAS, and GIS.

Most calculators ignore government benefits. We don't. Enter your details once and get an integrated picture of your entire retirement income — savings, CPP, OAS, and GIS working together.

Built using official Government of Canada formulas
Updated for Q1 2025 rates
Used by 500+ Canadians
Hidden income most Canadians miss
Unlock up to $11,000/year in extra retirement income using tax strategy

By shifting RRSP/RRIF withdrawals to TFSA withdrawals (which don't count as income), low-income retirees can qualify for GIS — a tax-free government top-up worth up to $925/month. Our tool shows you exactly how much you're leaving on the table.